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"Establishing an asset management subsidiary will prevent risks arising from the asset management business from spreading to the parent bank," said Zeng Gang, director of banking research at the Chinese Academy of Social Sciences' Institute of Finance and Banking. He said investors will now only be able to hold the parent bank financially responsible for losses equal to the extent of its investment in the subsidiary, rather than the full extent of any losses, as had been expected previously.

"Everyone will see strong efforts pushing for reforms and restructuring, especially market-oriented restructuring, of small and medium-sized banks this year," Cao said.

"Eating more fruits on a regular basis can help attenuate the decline as people age, and might even help repair damage caused by smoking," Garcia-Larsen said.

"Displaying photos and information of violators publicly could lead to a problem with privacy. The authorities need to attach high importance to that," another Shenzhen resident said.

"Everybody looked down on us then," she said.